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Why Work With Panama Properties When Moving to Panama

Writer: Ken Norton
Ken Norton
May 21, 2025
5 min read

Updated: Oct 28

Relocating to a new country is exciting, but it can also be overwhelming. When you are moving to Panama, the right real estate agent can make the difference between a smooth transition and a frustrating one. That is why I approach my role with one guiding principle:

“I treat every client the way I wish I had been treated when I came to Panama.”

I moved here from Canada in 2021, and I often say, "I wish I had a Ken when I came." My mission is simple: to be the knowledgeable, honest and reliable guide I never had.

Buyers Pay No Agent Fee

This is the question we hear most, so here is the plain answer. When you buy through Panama Properties, you pay us nothing. Our fee is paid on the seller's side of the transaction. Your own costs are your lawyer, plus minor notary and Public Registry fees.

Panama Properties is a licensed Panamanian brokerage focused on buyer representation. That means we are working for you, not trying to move a particular property. If the right home for you is listed with another agency, or not listed at all, we still help you buy it.

What Sets Us Apart

1. A Client-First Approach: I Listen, I Care, I Deliver

When I first arrived in Panama, I met agents who were more interested in selling me what they had than what I needed. The moment I said I wasn't interested in their offering, they switched off, even though I was a serious buyer with cash in hand.

That experience shaped how I treat my clients. I take the time to understand your goals, needs and budget. Whether you are looking for an investment, a family home or a retirement retreat, the focus is the right property, not just any property.

2. Education Comes First

Buying real estate in Panama involves different laws, processes and risks than most buyers are used to. I walk you through the buying process, explain market trends and local customs, and make sure every decision you make is an informed one.

3. Find the Right Area First, Then the Right Home

One of the biggest mistakes people make is falling in love with a property before understanding the community it sits in. It matters more to love where you live than what you live in. Panama's regions feel very different, from beach towns to mountain villages to the city. We help you get a real feel for an area before you commit. More on that in Buying Real Estate in Panama? Choose the Right Area First.

4. Planning Your Exit Before You Enter

Emotions run high when buying abroad, and emotional decisions lead to overpaying and weak resale potential. We talk about exit strategies early. Whether you plan to stay three years or thirty, buying at or below market value gives you flexibility if your plans change.

5. A Trusted Professional Network

Over the years I have built a network of professionals I trust completely, and I will connect you with the right ones:

  • Real estate attorneys

  • Builders and architects

  • Home inspectors and contractors

  • Immigration lawyers

  • Pet relocation specialists

  • Movers and logistics companies

For shipping your belongings, we recommend ContenedorPro (referral link), a licensed Panamanian container importer that pulls your shipment into Panama and handles customs clearance and delivery to your door. Get a free quote at contenedorpro.com or on WhatsApp at +507 6458-8475.

6. Family-Centred Guidance

More families are moving to Panama, and each has its own needs around schools, safety and community. Whether you are bringing toddlers or teenagers, we point you toward the areas that work for family life, with education, healthcare and support close by.

7. Visa and Residency Navigation

Panama offers many visa options, and they can be confusing. We listen to your background and connect you with an immigration lawyer suited to your situation. From the Pensionado visa to the Friendly Nations visa, you will understand the pros, cons and requirements before you begin. See also Can Buying Property Help Me Get Residency in Panama?

8. Legal Structures That Protect Your Assets

Many buyers aren't familiar with holding property through a Panamanian corporation or private interest foundation, yet these can be important tools for protection, taxes and estate planning. We explain the options and connect you with reputable lawyers for tailored advice. Read Do I Need a Lawyer to Buy Property in Panama?

9. Planning for Life's “What Ifs”

Nobody likes to think about death at the start of a new adventure, but estate planning matters even more when you own property in a foreign country. We have open, honest conversations about how to structure your purchase in case something unexpected happens.

10. Local Product and Brand Guidance

From appliances to furniture, finding the right brands and stores in Panama is a learning curve. We help you skip the costly trial and error with practical advice on what lasts, where to buy it and what to expect on price.

Local Offices Where You Are Buying

Our office is at Unit 1, Plaza Pedasí (Super Pedasí Plaza), Pedasí, Los Santos, and we have agents who live and work in Boquete. We cover Pedasí, Boquete, Panama City, Casco Viejo, Coronado and Bocas del Toro. Local knowledge is what lets us tell you which building has water pressure problems or which road floods in rainy season.

How a Purchase Works With Us

  1. A video call to understand your goals, budget, timeline and must-haves.

  2. A shortlist of areas and properties, including homes listed with other agencies.

  3. Viewings in person, or by live video if you are still abroad.

  4. An offer and negotiation, with your independent lawyer checking title, liens and permits.

  5. A promise to purchase agreement, then closing, payment through a secure channel and registration at the Public Registry.

  6. Help after the keys: utilities, insurance, contractors and settling in.

Questions to Ask Any Panama Real Estate Agent

Whether or not you choose us, ask these before you work with anyone:

  • Are you a licensed real estate broker or agent in Panama?

  • Do you represent me as the buyer, or are you the seller's agent on this property?

  • Who pays your fee, and will it ever come out of my pocket?

  • Can you show me properties listed with other agencies?

  • How long have you lived in the area you are recommending?

  • Can you introduce me to past buyers I can speak with?

  • Which independent lawyers do you recommend, and do you receive anything for referring them?

An agent who answers these clearly and without hesitation is usually one worth working with.

Final Thoughts

Moving to Panama should be a thrilling, rewarding chapter of your life, not a stressful one. We are here to guide you with honesty, patience and real experience. The goal is not just to help you buy a home, but to make sure you are happy living in it.

Start the Buying Process and tell us what you are looking for. You can also browse properties for sale in Panama.

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