Buy With Us
Your Trusted Partner in Panama Real Estate
Relocating to a new country is exciting—but it can also be overwhelming. When it comes to moving to Panama, finding the right real estate agent can make the difference between a smooth transition and a frustrating experience. That’s why I approach my role as a Realtor with one guiding principle:
“I treat every client the way I wish I had been treated when I came to Panama.”
I often say, "I wish I had a Ken when I came."
My mission is simple: to be the knowledgeable, honest, and reliable guide I never had. Here's what sets me apart and why working with me is the right choice when moving to Panama:
1. Client-First Approach: I Listen, I Care, I Deliver
When I first arrived in Panama, I encountered agents who were more interested in selling me what they wanted, not what I needed. The moment I said I wasn’t interested in their offering, they switched off—even though I was a serious buyer with cash in hand.
That experience shaped how I treat my clients. I take the time to understand your goals, needs, and budget. Whether you're looking for an investment, a family home, or a retirement retreat, I focus on helping you find the right property—not just any property.
2. Education Comes First Buying real estate in Panama involves different laws, processes, and risks than many people are used to. That’s why I prioritize education. I’ll walk you through the buying process step-by-step, explain market trends, outline local customs, and make sure you’re making informed decisions every step of the way.
3. Find the Right Area First—Then the Right Home One of the biggest mistakes people make is falling in love with a property before understanding the community it's in. I believe it's more important to love where you live than just what you live in. Panama has diverse regions with very different vibes—from beach towns to mountain retreats to vibrant cities. I help you explore and get a real feel for an area before committing to a purchase. I’d rather work with you longer to make sure you’re happy than sell you something you’ll regret.
4. Planning Your Exit Before You Enter Emotions run high when buying a home abroad—but emotional decisions can lead to overpaying and poor resale potential. I talk to clients early about exit strategies. Whether you plan to stay for 3 years or 30, buying smart (at or below market value) gives you flexibility and peace of mind if your plans ever change.
5. Access to a Trusted Professional Network I’ve built a strong, reliable network of professionals that I trust completely. This includes: Real estate attorneys, Builders and architects, Pet relocation specialists, Inspectors and contractors, Movers and logistics professionals I’ll connect you with the right experts to make your transition as seamless as possible and help you avoid common pitfalls.
6. Family-Centered Guidance More families are moving to Panama, and each has unique needs—especially regarding schools, safety, and community. Whether you're bringing toddlers or teenagers, I’ll guide you toward the best areas for family life, considering education, healthcare, and support systems.
7. Visa & Residency Navigation Panama offers many visa options—but navigating them can be confusing. I listen carefully to each client’s background and connect you with the right immigration lawyer to match your situation. From Pensionado Visas to Friendly Nations Visas, I’ll help you understand the pros, cons, and requirements before you begin.
8. Understanding Legal Structures to Protect Your Assets Many buyers in Panama aren’t familiar with legal structures like foundations, trusts, or corporations—but these can be critical tools for protecting your property, minimizing taxes, and simplifying estate planning. I help my clients understand these options and connect them to reputable legal professionals for tailored guidance.
9. Planning for Life’s “What Ifs” Nobody likes to think about death, especially when embarking on a new adventure. But estate planning is crucial—especially when owning property in a foreign country. I make sure we have open, honest conversations about how to structure your purchase and your estate in case something unexpected happens.
10. Local Product & Brand Guidance From appliances to furniture, buying the right brands and finding the right stores in Panama can be a learning curve. I help my clients avoid costly trial-and-error by offering insights into reliable local and international brands, where to buy them, and what to expect in terms of quality and pricing.
Final Thoughts
Moving to Panama should be a thrilling, rewarding chapter in your life—not a stressful one. As your Realtor, I’m here to guide you with honesty, patience, and real experience. My goal is not just to help you buy a home—but to make sure you’re happy living in it.
If you’re thinking about relocating to Panama, let’s talk. I’ll help you make the transition with confidence, clarity, and the care you deserve.
CLICK HERE to fill out out client information form and start the Real Estate buying process
Your Panama adventure starts here
Finding your dream property in Panama Starts here!
At Panama Properties, we tailor every real estate experience to meet your unique goals.
Our team takes the time to understand exactly what you’re looking for — your preferred location, lifestyle, and budget — so we can find the property that’s right for you.
To get started, we just need a few details from you. Let’s begin your property journey in Panama together.
Next Steps - The Home Buying Process
Buying a home in Panama can be a complex process, but our team of experienced professionals is here to guide, support, and advise you at every step. Below is a concise overview of the home-buying process in Panama to help you understand what to expect.
Fall in love with an area 1st
1. Find the right area - then find the right home
One of the biggest mistakes new buyers make is falling in love with a property before understanding the community and climate.
Panama offers everything from tropical beaches to cool mountain retreats, and each region has its own rhythm, weather, and culture.
Ask yourself:
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Do you prefer the ocean breeze or the mountain mist?
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Is year-round heat comfortable for you?
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Are you close enough to schools, hospitals, and grocery stores
If you have figured out where you want to be in Panama then we step in and help you find the ideal home or land
Most of the properties in Panama are purchased with Cash
2. Research and Plan Your Budget
Most foreign buyers in Panama complete cash purchases and if we can help get you financing or a mortgage you will still need 30% - 50% down payments, so it is important to know your budget and accesible funds before starting your property search
If you need financing, Panama Properties has partnerships with local mortgage brokers and international lenders who offer loans to foreigners—a relatively new but growing option. We will connect you to help get pre approved before starting your property search
The more we know the more we can help
3. Fill out our client question form
Please complete our client questionnaire with as much detail as possible. This information allows us to identify properties that best match your needs, budget, and other preferences. By understanding your goals, we can work together as a team to develop a personalized plan and guide you toward the ideal property in Panama.
Check out our quality listing in the most popular expat areas of Panama
4. Start searching to find your dream property
Explore our diverse property listings, featuring everything from affordable homes and luxury beachfront estates to building lots and farms, all located in Panama’s most popular expat destinations. By letting us know the types of properties that interest you, we can narrow the search to match your preferences. And if we don’t currently have what you’re looking for, don’t worry — our extensive network of partner agents across Panama can help us find exactly the property you want.
Nicole Charles
Ken Norton has been straight forward and honest from the start. That's what you need when dealing with Realestate in Panama. Ken has gone out of his way to ensure that we have all we need to succeed here months after closing on our property. We couldn't have done it without him. If you are looking to move our purchase property in the Pedasi area, Panama-Properties is the way to go.
Joan Li
Ken is professional and knowledgeable in the field. He’s a good listener, informative, resourceful and helpful. Highly recommended!!
Karyn Ingalls
Ken was a pleasure to work with when selling our home in Pedasi! He made the entire process really easy and went above and beyond to be helpful and supportive. Highly recommend Ken if you are buying or selling property.
Ronald Shincke
Ken,
Was great! He assisted us with finding our home, navigating the purchasing process and put us in touch with an excellent lawyer. He is still our go to guy in Pedasi. We consider him more than just our realtor!! If you want straight forward and honest service - he is your man!
Ron & Suzie
Christopher Taylor
Ken is the real thing. Always a available and one step ahead of the competition.
Christina Bucknell
Ken is extremely knowledgeable about the area and has a real passion for helping people make a smooth transition from their own country to Panama. His expertise in real estate is invaluable, and he seems committed to helping people find the right property. He has been patient, answering our many questions, and has a wealth of connections for any service you may need in Panama. I HIGHLY recommend!!